Rates

Loan Rates

The following rates are current for all loans with RPDCU. These rates are subject to change and will be updated frequently. Rates and terms may be differant as determined by the indidvidual credit worthiness of each applicant.

Type Term APR
New Vehicles 100% financing As low as 2.00%
Used Vehicles 100% financing As low as 2.00%
Personal Loans   As low as 11.50%
New Boats  90% financing As low as 5.50%
Used Boats  90% financing      As low as 5.75%
New Motorcycles  90% financing As low as 4.50%
Used Motorcycles  90% financing As low as 5.50%
New and used RVs  90% financing As low as 5.00%
Visa (25 day grace period, no annual fee) As low as 9.00%

PC Carbook available.
Check with us to see if you qualify for 3% discount rate.

Dividend Rates

Type Min Deposit APR APY
Regular Shares (Savings) (dividends earned on deposit of $500 or more) .50% 0.501%
Christmas Club Accounts (dividends earned on deposit of $100. or more) .75% .753%
Vacation Club Accounts (dividends earned on deposit of $100. or more) .75% .753
Kids Club Accounts (dividends earned on deposits of $100. or more) .75% .753%
Certificates of Deposit
6 months, 12 months, and 36 months terms available
$500.00 minimum deposit required Please call for
current rates
Please call for
current rates